Online
Make premium payments online in the Blue Connect℠ member portal.
You can also enroll in AutoPay so you'll never miss a payment.
Guest pay
Paying on behalf of someone else? You can pay online as a guest.
By phone
You can make a one-time payment using a credit card or bank draft through our automated system.
Individual & family plan members:
800-333-7009
Medicare members:
844-395-4535
By mail
Send a check to the address listed on your monthly bill.
In person
Pay your premium in person by check only at our Raleigh Blue Cross NC location:
8511 Brier Creek Parkway, Suite 107
Raleigh, NC 27617
Monday – Friday
9 AM to 6 PM
(excluding holidays)
Get health insurance through your employer?
Your employer will pay us directly, so you won't have a premium bill to pay through Blue Cross NC.
Did you sign up on the Health Insurance Marketplace?
You just need to pay your first premium bill online.
Never miss a payment with Blue Connect
The quickest way to pay your premium bill and access health insurance billing is online at the Blue Connect member portal. You can access Blue Connect on your computer or download the Blue Connect app from the App Store® or Google Play® to pay on your phone or another mobile device.
Tips for managing your costs and care
Use in-network providers
You can save money by going to in-network doctors, labs, and hospitals under contract with your Blue Cross NC plan for discounted rates.
Search for in-network providers using our Find Care tool.
Consider your deductible
Plans with higher deductibles typically have lower monthly premiums but may offer less coverage than plans with lower deductibles and higher monthly premiums.
Before choosing a plan, consider your health and any health conditions you may have.
Understand your pharmacy and prescription benefits
Your plan may come with pharmacy and prescription drug benefits. Review your Benefits Booklet in Blue Connect to find out what medications are covered under your plan and to learn about drug costs.
Save with an HSA
When you contribute pre-tax earnings to a health savings account (HSA) through your employer or contribute to an individual HSA to claim tax deductions, you can use those funds for health care purchases, essentially making those purchases tax-free. HSAs are available with some plans.
Billing and payment FAQ
If you get health coverage through an employer:
- Contact your group administrator or HR department to make changes to your account.
- Get an Enrollment and Change Application from Customer Service (call the number on the back of your member ID card) or through your employer. Complete sections A and B.
If you buy your own health coverage:
- Log in to Blue Connect℠ to update your contact information when your address, cell phone number, or email address changes.
- Or contact Customer Service for help by calling the number on the back of your member ID card.
Visit HealthCare.gov, to cancel any plans you purchased there.
If you purchased your own plan elsewhere, you can ask to cancel that plan in the Blue Connect℠ member portal.
Here's what to do next:
- Send a Secure Message to Customer Service through your Blue Connect Inbox.
- Click the Compose button.
- Select Cancel My Plan as your message topic.
- Fill out the request form and submit.
Otherwise, please call the Customer Service number on the back of your member ID card for assistance.
You have the right to request a formal appeal of the claim payment or denial. A detailed description of this process may be found in your Member Guide. Customer Service can also assist you in starting the appeal process.
Blue Cross NC will work with you to resolve the issue. For each step in the appeals process, there are specified time frames for filing a grievance and for Blue Cross NC to notify you or your provider of the decision.
Blue Medicare Advantage℠, Blue Medicare Supplement℠, and Blue Medicare Rx℠ plans
Yes. However, you can only submit a money order payment by mail. Be sure to include your subscriber ID number on the money order to ensure your payment posts to your account on time. If you would prefer to mail your payment, please use the return envelope provided to avoid processing delays.
Blue Medicare Advantage℠, Blue Medicare Supplement℠, and Blue Medicare Rx℠ plans
No. Business checks are not accepted for individual premium payments. If you would prefer to mail your payment, please use the return envelope provided to avoid processing delays.
Blue Medicare Advantage℠, Blue Medicare Supplement℠, and Blue Medicare Rx℠ plans
You can only make partial payments by mail. You cannot make partial payments online or by phone. Please keep in mind that if you mail in a partial payment, there is no guarantee that your claims will be paid, or your policy will remain active if the full amount is not received by the payment due date. This applies to all Blue Medicare℠ plans. If you would prefer to mail your payment, please use the return envelope provided to avoid processing delays.
Blue Cross and Blue Shield of North Carolina does not discriminate on the basis of race, color, national origin, sex, age or disability in its health programs and activities. Learn more about our non-discrimination policy and no-cost services available to you.
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